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Car Finance

Car finance loans are listed in order of APR - cheapest first.

Car finance is the way that most people now purchase a new car. Car loans can be an inexpensive way to get into a brand new motor, and you can often be accepted even if you have bad credit. Whatever option you choose, make sure you shop around for any type of loan for a car to get the best deal.

PERSONAL LOANS Traditional loans can be used to buy a car too, see the options here.

If you know your credit rating, select it by hovering your mouse over the panel to the right and clicking on the appropriate rating. If you don’t know your credit rating, click the button to calculate it for free. This will match up your rating with lender appetite to give you the best chance of success with your application.


Bank of Ireland Car Loan - Variable - 6.8% to 11.5% APR Representative

Find out more & apply online now
  • No Application or Arrangement Fee
  • €300 Minimum Loan Amount
  • €65000 Maximum Loan Amount
  • Terms from 12 mths to 60 mths
  • Interest rates start from 6.8% APR
  • Maximum APR of 11.5%

Looking for car finance? The main banks offer car finance at interest rates which can match or even beat some manufacturers finance. The advantage of using a personal loan to finance a car is that you can arrange the finance before you choose your vehicle. This may allow you to get a better deal as you are then a 'cash buyer' when you visit a dealership. It is also more flexible, Bank of Ireland allows you to defer the first three months of payment and even repay early with no penalty.


Bank of Ireland Car Loan - Variable REPRESENTATIVE EXAMPLE

Representative 6.8% APR. The repayments on a personal loan of €20,000 over 5 years are €391.92 per month based on a variable rate of 6.8% APR. The total cost of credit is €3,515.20

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