Personal Loans

• No Application or Arrangement Fee
• €1000 Minimum Loan Amount
• €65000 Maximum Loan Amount
• Terms from 12 mths to 96 mths
• Interest rates start from 6.8% APR
• Maximum APR of 11.5%

Bank of Ireland offer personal loans at some of the lowest rates available in Ireland. Payments can be deferred for the first three months of the loan term with a payment holiday. You can also repay the loan early with no penalties if you wish. This flexibility, along with a quick and straightforward application process, makes the Bank of Ireland personal loan offering very attractive. You can take a Bank of Ireland loan for any purpose for up to 5 years, but if you are borrowing for home improvements, this can be extended to 8 years. For those not eligible for the low 6.8% APR, you may be offered a higher rate. Make sure you apply online or by phone to get the best rates, as higher APR's are offered in branch.

• No Application or Arrangement Fee
• €1000 Minimum Loan Amount
• €5000 Maximum Loan Amount
• Terms from 3 mths to 12 mths
• Interest rates start from 6.8% APR
• Maximum APR of 11.5%

Need a loan to finance that dream getaway or that short hop? A holiday loan from Bank of Ireland offers you great flexibility. Competitive variable rates from as little as 6.8% APR, with loans starting from €1,000. You will have the choice to defer your first three monthly repayments, and you can also make extra repayments and clear your loan early with no penalty fees.

• No Application or Arrangement Fee
• €300 Minimum Loan Amount
• €65000 Maximum Loan Amount
• Terms from 12 mths to 60 mths
• Interest rates start from 6.8% APR
• Maximum APR of 11.5%

With a Bank of Ireland Car Loan you can get the finance in place before you choose your vehicle. This will usually mean you can get a better deal when visiting the dealership. As like most Bank of Ireland loans, you will be able to defer the first three months payments and even repay early with no penalty. Borrow up to €65,000 and repay over a period that suits you from 12 – 60 months.

• No Application or Arrangement Fee
• €1000 Minimum Loan Amount
• €30000 Maximum Loan Amount
• Terms from 12 mths to 60 mths
• Interest rates start from 9.99% APR
• Maximum APR of 12.99%

AIB allows you to take out a personal loan of between €1,000 and €30,000 over a period of 1-5 years. The interest rate is variable, so you may find that the amount of your repayments can change if the rate is adjusted during the term of your loan. A useful feature with loans from AIB is that you can choose the repayment frequency that suits you; be it weekly, fortnightly or monthly for example. There are no fees for early repayment if you are able to pay back the loan before the end of the term. Currently you can only apply online if you hold a current account with AIB, other applicants must apply by phone or in branch.

• No Application or Arrangement Fee
• €300 Minimum Loan Amount
• €1000 Maximum Loan Amount
• Terms from 3 mths to 12 mths
• Pay only 1% APR
• Loan can be deferred up to 3 months

The 1% APR student loan is a multi-purpose loan for students. It is available throughout the year to fund expenses such as travel, living expenses, general back to college expenses. Third level students can avail of up to 3 months deferred start and the loan must be repaid within 12 months. Borrow between €300 and €1000.